< Restaurants, Bars, Takeaways & Cafes Insurance

ARS Industry Specific Solutions

Whether you provide fine dining, run a bistro, a bar or offer a fast food option, your business will benefit from a good quality, tailored insurance programme.

Why work with us

At Advantage Risk Solutions we have a wealth of experience arranging insurance for businesses like yours.

We can insure the physical premises and the contents; your revenue stream; your employer’s liability towards your staff; your exposure to public liability incidents; and even your management liability.

We will take time to get to know you and your business; we understand the importance of tailored, individual solutions. Our ethos filters through at every level of our work, and we base our bespoke plans around three core principles:

Prevention, Protection, Support

31% of people eat out at least once a week


Good risk management is invaluable for any business. We can help you identify areas of potential exposure and offer solutions to protect your trade & assets.

One of our strengths is our ability to communicate your specific needs to our panel of insurers. We always work with those which have a proven record of creating cost-effective insurance and risk management programmes that combine attention to detail with robust protection.

£74.1 billion – annual consumer spending on restaurants & cafes 2016


Whether you operate across multiple sites or in one location, whether your turnover is large or small, legal action or a large loss can have a devastating effect on your business. From cash flow to reputational damage you must ensure you are covered.

We will take time to understand your business operation and work with you to construct an insurance programme that is right for you. We will help you fulfil your legal requirements, contractual obligations and protect what’s important to you. Public Liability, Employer’s Liability, events and day to day activities all need to be looked after effectively and we can help.

Over 914,000 employees in restaurants in 2015


We want to make life easier for our clients. You know your business & what is important to you and we aim to make insurance & risk management complement that. We will take you through the process from initial review to annual renewal and be there in between when you need us.

Customer service is at the forefront of everything we do but we know you have a business to run and don’t need to be thinking about insurance all the time. Our aim is to be there when you need us but not under your feet.


For an example of a client success story please view our
Advantage Talk – Restaurant Case Study


Get in touch

Talk to us about your Catering insurance needs today – call us or fill out our simple online form.

Or visit us on Stand 7062 at the forthcoming Take Away Expo on 26 & 27 September at Excel, London to discuss your specific requirements.


Pragma Market Snapshot UK Bars & Restaurants 2016 www.statista.com/topics/3131/restaurant-industry-in-the-united-kingdom-uk/