The threat of terrorism is ever present. Your own business doesn’t even have to be the intended target; an attack near your premises could impact your business in a number of ways.
A terrorist incident could result in injuries or death, property damage, business interruption, legal liability issues and even damage to your brand and reputation.
Generally speaking, commercial property and business interruption insurance will contain an exclusion of cover for acts of terrorism and therefore cover should be arranged separately if required.
There are various ways in which protection can be arranged and protection can be structured to specifically reflect the requirements and profile of your business. Consideration should also be given to the adequacy of cover arranged in respect of your legal liabilities as limitations are often applied in respect of acts of terrorism.